Calculate my rebate
Calculate my rebate

Tax back on Stellantis Financial Services car finance compensation

Lender guide · Car brand Stellantis Financial Services · part of Stellantis
Quick answer

If Stellantis Financial Services paid you compensation with interest, it will normally have taken 20% income tax off the interest. Basic-rate and non-taxpayers can usually get that tax back from HMRC, and we handle the claim for you.

By , Finance Editor Last checked 3 October 2026 · Sources listed below

Estimate your Stellantis FS rebate

Estimated repayment —
Get my full estimate Estimate before fees. Paid in more than one tax year? The full estimate lets you add each payment.
Parent groupStellantis
Car brandsVauxhall, Peugeot
Motor finance provisionNot published
Agreements in FCA scheme6 Apr 2007 – 1 Nov 2024

About Stellantis Financial Services

Previously called PSA Finance UK, Stellantis Financial Services UK Limited is a car finance company based in Redhill, Surrey. It lends under the names of the brands it serves, including Vauxhall Finance and Peugeot Financial Services, so a Vauxhall or Peugeot agreement under either name was most likely with this company. The finance is usually arranged by a franchised dealer as part of buying the car.

If you financed a Vauxhall or Peugeot between 2007 and 2024, the FCA’s compensation scheme for car finance commission may cover your agreement.

What Stellantis FS took off your payout

Compensation is usually made up of three parts. Only one of them is what we reclaim.

1 · RedressThe commission or interest you overpaid. This part isn’t taxed.
2 · InterestAdded for the time you were without the money. This is taxed.
3 · Tax deductedUsually 20% of the interest. This is what we get back for you.

Can I claim?

  1. Stellantis Financial Services paid you compensation, under the FCA scheme, after a complaint or through the Financial Ombudsman.
  2. The compensation included interest, with tax deducted.
  3. You were a basic-rate or non-taxpayer in the tax year you were paid.

Stellantis FS questions

Will claiming affect my Stellantis Financial Services compensation?

No. The rebate is a separate claim to HMRC. Stellantis Financial Services isn’t involved and your compensation doesn’t change.

I had more than one Stellantis FS agreement

Every payout you received in the same tax year goes into one claim, including payouts from other lenders.

Stellantis FS hasn’t paid me yet

Reserve your rebate now. We’ll tell you when payments start and file for the right tax year once you’re paid.

My letter doesn’t show any tax deducted

If no tax was deducted, there’s nothing to reclaim. If you’re not sure, our case team can check it for you at no cost.

What do you do for me?

We check what you’re owed, work out the right tax year, prepare and submit the claim to HMRC as your agent, deal with any questions and send you the balance after our fees.

Sources

We only cite regulators, government and independent journalism. Spotted something out of date? Tell us.

Other lenders

All 25 lenders

Ready when you are

Get back what your lender kept.

Been paid? See what you could get back in about a minute. Still waiting for your lender? Reserve your rebate and we’ll be ready the day they pay.

Calculate my rebate Not paid yet? Reserve