Tax Rebate on
Stellantis Financial Services
Compensation
Received a Stellantis Financial Services UK compensation payout? HMRC almost certainly deducted tax before it reached you — and you may be able to get it back from HMRC.
Check If You Can Claim
Estimate Your Stellantis Tax Rebate
How Much Could You Be Owed?
Estimate only. Actual figure depends on your specific payout breakdown and tax status.
How to Claim Your Tax Back From HMRC
Your rebate is recovered via an HMRC R40 repayment form. Moreover, we handle everything — you don’t need to contact HMRC at any stage.
Check Eligibility
First, complete our short online form. In fact, this takes under two minutes and immediately confirms whether you qualify to make a claim.
Share Your Details
Next, provide your personal information and a copy of your Stellantis Financial Services Final Response Letter showing the compensation and tax deducted.
We Handle Everything
We then prepare your HMRC R40 application, compile all supporting documentation, and submit your claim — no action required from you.
Receive Your Rebate
Finally, HMRC pays your rebate directly to you, typically within 6–8 weeks of submission. No win, no fee — our 39% + VAT applies only on recovery.
Higher rate taxpayers may not be eligible. In some cases additional tax may be due instead — we assess this before any claim is submitted.
About Stellantis & the FCA Compensation Scheme
Stellantis Financial Services UK (formerly PSA Finance UK) provides car finance for Vauxhall, Peugeot, Citroën, DS, Fiat, Alfa Romeo and Jeep vehicles. Following the merger of PSA Group and Fiat Chrysler to form Stellantis, the finance arm inherited a large volume of UK car finance agreements from the pre-2021 era — many of which fall within the FCA's investigation into discretionary commission arrangements.
Where Stellantis Financial Services (or its predecessor PSA Finance) compensation payouts include statutory interest, HMRC deducts 20% income tax before the funds reach you. If you were a basic-rate taxpayer or non-taxpayer in the year of your payout, this deduction may be fully reclaimable via HMRC's R40 repayment mechanism.
The tax rebate claim has no bearing on your compensation from Stellantis or the FCA redress process. Our HMRC-registered agents submit the R40 on your behalf, handling all correspondence with HMRC. There is nothing to sign with Stellantis or PSA Finance.
Am I Eligible to Reclaim Tax on My Stellantis Financial Services Compensation?
In general, you may qualify if all three of the following apply to you:
Condition 1 / 3
You received compensation from Stellantis Financial Services — via the FCA’s formal redress scheme, a standalone complaint, or a Financial Ombudsman Service decision.
Condition 2 / 3
Stellantis Financial Services deducted tax from your payout. This is confirmed in the Final Response Letter from Stellantis Financial Services, which sets out both the compensation amount and the tax deducted.
Condition 3 / 3
You were a basic rate taxpayer or non-taxpayer in the year the compensation was received. We confirm this as part of your free eligibility check — no guesswork required.
Higher rate taxpayers may not be eligible. In some cases additional tax may be due instead — we assess this before any claim is submitted.
Frequently Asked Questions
Yes, if your agreement was provided by PSA Finance UK or Stellantis Financial Services between April 2007 and November 2024. The FCA redress scheme covers these agreements, and if compensation is paid including statutory interest, a 20% tax deduction will have been made — which may be reclaimable.
Yes. PSA Finance UK rebranded to Stellantis Financial Services UK following the merger of PSA Group and Fiat Chrysler. Whether your agreement paperwork says PSA Finance or Stellantis, it is covered by the same redress scheme and the same tax rebate entitlement applies.
There is no upfront cost. Our fee is a percentage of any successful rebate — if HMRC does not repay anything, you pay nothing. We will confirm our fee clearly before any claim is submitted.
No. The HMRC R40 tax rebate is completely separate from your Stellantis Financial Services UK compensation. It is filed directly with HMRC and does not involve Stellantis Financial Services UK or the FCA in any way. It will not delay, reduce or otherwise affect your payout.
Yes. You can register your interest now and our agents will file your R40 tax rebate claim in the correct tax year once your Stellantis Financial Services UK compensation is paid. The FCA expects most compensation payments to be made from 2026 onwards.
HMRC typically processes R40 repayment forms within 6–8 weeks of receipt. Our agents handle all HMRC communication and will keep you updated throughout.
Ready to Claim Your Stellantis Tax Rebate?
Check your eligibility in 60 seconds. Our HMRC-registered agents handle everything — no upfront cost, no HMRC contact needed.